Covered CA’s 12th annual Open Enrollment for Covered California begins on November 1, 2024, and continues until January 31, 2025.
California’s enhanced cost-sharing reduction program will be available to all Covered CA enrollees in 2025, making coverage more affordable for Californians. Twenty-three percent of current consumers will have a $0 monthly premium in 2025 if they keep their current plan and nearly ninety percent of individuals currently enrolled in Covered CA already receive financial assistance. Additionally, recipients of the Deferred Action for Childhood Arrivals (DACA) program will be eligible to enroll in Covered CA for 2025 due to a federal rule change. Current Covered CA estimates indicate that about 40,000 DACA recipients in California will be eligible for coverage this enrollment period.
Contents
“Let’s Talk Health” Outreach Campaign
This toolkit includes a suite of outreach materials in multiple languages to assist community partners with education and demystifying myths to help provide information to consumers who have questions about the basics of how to obtain coverage. Access the campaign materials here. Read Covered CA’s press release here.
Resources
- Open Enrollment Overview Slides (Los Angeles County) – Oct. 2024
- “What is Covered CA?” Brochure (English) – Oct. 2024
- “Differences Between Covered CA, Health Insurance Companies and Medi-Cal” YouTube Video (English) – Oct. 2024
Deferred Action for Childhood Arrivals (DACA)
A recent federal rule change allows recipients of the Deferred Action Childhood Arrivals (DACA) to sign up for health coverage for Covered California. From November 1 to December 31, 2024, DACA recipients can sign up for a health plan during a special enrollment period. If a DACA recipient is enrolled in November, their plan could start as soon as December 1, 2024. The special enrollment period overlaps with Covered CA’s regular open enrollment period, meaning DACA recipients can also sign up for health insurance for 2025 during this time. Learn more here.
Update: On December 9, a federal judge issued a preliminary injunction blocking certain DACA recipients to coverage under the Affordable Care Act (ACA) in 19 states, excluding California, that challenged the federal administration’s final rule expanding ACA eligibility for DACA recipients. While this federal court ruling does not directly affect California at this time, CCALAC and partners continue to closely monitor this evolving landscape for any changes once the new federal administration takes over in January.
Resources
- Covered CA DACA Expansion Consumer Outreach Toolkit (Updated Dec. 9, 2024)
- Covered CA DACA ACA eligibility fact sheets: English and Spanish
- National Immigration Law Center: DACA ACA FAQ
- National Immigration Law Center: Documents Typically Used by Lawfully Present Immigrants – Oct. 2024
- CA Protecting Immigrant Families: DACA ACA Toolkit
- Covered CA DACA Expansion Presentation Slides – Oct. 2024
- Center for Medicare and Medicaid Services (CMS) Coverage Options for DACA Recipients Guide
- CMS “How to Enroll DACA Recipients” Toolkit for Assisters
LA Public Library Open Enrollment Events
The Los Angeles Public Library is partnering with Covered CA in hosting a series of Covered CA Outreach and Enrollment tabling events with certified Covered CA enrollment counselors at local Los Angeles library branches across the county. Access the list of upcoming open enrollment events here.